Everything Credit Scores
Credit scores matter when it comes to buying a home. Your mortgage credit score might not be what you expect Many home buyers don’t realize they have more than one credit score. And the score a mortgage lender uses may be lower than the one you see when you check your own credit. Finding out […]
How much do you really need for a down payment to purchase a home?
There is a common misconception among first-time homebuyers that they need a 20% down payment to purchase a home. This is not true, and a home buyer can purchase a home with as little as 3% down (0% for VA loans). There are also down payment assistance programs that can completely cover a buyer’s down […]