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Looking to Buy Your Dream Home?

Welcome to my buyers page, dedicated in helping you make one of the biggest purchase you will ever make. Providing a comprehensive game plan, with a helpful checklist to keep you informed throughout the process, and ensure you’re aware of a realtor’s fiduciary duties. We work with real data to assist you in making an informed decision.

Buy a home with Jay Bru Group.

Looking for a property to buy for living or investments?

1. Submit Your Info

Enter your information in the web form given

2. We’ll Give You A Call

You will be contacted by a our Real Estate Specialist

3. Game Plan

What are the “Must-Haves” for your new home?

4. Find & Close

Target potential homes and find that Dream Home!

REQUEST CONSULTATION

Your information is safe & secure

Here Are the Advantages of Choosing Us for Your Home Buying Journey.

We want you to feel treated fairly every step of the way.

Join us for a hassle-free home buying experience! Our service is free, ensuring you get the best deal with a detailed property analysis and skilled negotiation. Enjoy a complimentary one-year home warranty, and share your preferences for a time-saving property search. Transparency and fiduciary duties are our priorities. Save money with exclusive discounts on rates, closing costs, and repairs. Trust us for a seamless, informed, and cost-effective home buying journey!

*Get a home warranty for a year included, so you don’t have to worry about unexpected expenses.

*You won’t overpay for a property! We give you a professional analysis of the property value and negotiate a better price than its fair value. Click here

*Save Time. Be very specific about what you want in a home, and we’ll find it for you.  Don’t spend hours scrolling through the internet.

What We Can Do For You!

PROPERTY ADVICE

Friendly, free, no-obligation advice on what we do as licensed realtors, your subject home value, how negotiation works to get a better price, contracts, the escrow process, and what's at stake on the condition of the home.

PORTFOLIO BUILDING

Our expertise is finding income producing properties that cash flow to give you the best return on your capital by taking rents in the area, monthly payments, and giving advice on what cash flow is expected.

Buying / Selling at the same time

We have been there before. When downsizing or upsizing, we can help you buy and sell a property at the same time, with many options.

Home Warranty guaranteed

We can help alleviate your stress by ensuring that your new home is in good working order and is structurally sound. Our recommendations include various inspections and the procurement of a home warranty that provides protection for a full year!

Your checklist before you buy your home

The time has come, and you are ready to buy but review this checklist before searching for your next home. This list helps you prepare your budget in advance and guide you to financial success in the future.

This will give you a starting point for understanding your credit score before you request a loan. Your credit score will influence the interest rate of your loan.

While most people purchase a home without a 20% down payment, getting as close as possible is best. This will allow you to have a lower mortgage rate, Avoid PMI, and receive a better rate. You can still qualify for a Conventional if you do not have a 20% down payment—VA or FHA loan.

It’s not the list price included in the purchase. Remember there are inspection fees, earnest fees, moving expenses, and typically new furniture purchases that you should prepare for in advance. You should also be aware of your monthly budget along with the initial moving expenses. With homeownership comes property taxes, HOAs, insurance, and more. You want to make sure you are prepared for future budgeting as well.

Your preapproval can help if you are putting in an offer against someone who is not…makes you look like a more ready buyer. Your pre-approval is based on your income, debt, and credit history, and this is different from prequalification, which is how a lender determines how much you can afford. Text me,  “can you recommend someone to help me with a mortgage?”

By getting your finances in line before your first home showing, you know the price range of a home you can afford. Setting a realistic budget that fits your income level and the characteristics you want in a home is essential.

An agent will be able to guide you along the way and educate you in the home-buying process. Finding a home is a joint venture with other professionals, and we are connected to many people that can help.

Importance and Guide to Understanding the AAR Contract in Arizona Real Estate

Here’s a brief overview of the AAR contract in Arizona. It’s crucial to read the entire contract and consult a licensed real estate agent to understand its terms fully. We try to save every buyer $20,000 off the sales price through strategic negotiation on an AAR contract. Before drafting or accepting it, numerous aspects such as price, earnest money, escrow closing date, seller concessions, home warranty, inspection periods, timelines, and financing need thorough discussion. It’s vital to review each page carefully, ask questions, and seek clarification. This serves as a fundamental starting point!

📝🔍💼🏡📆💰🔑🛠️🤔💬

Feel free to reach out if you have any questions; just give me a call. 📞📲
This Video was made in June 2024 and market conditions may have changed and aspects to the contract may have changed. 

Please contact me for more details.

Jay Bru 🧑🏻‍💼
480-466-4917 📞
jay@jaybrugroup.com 📩

What Can Go Wrong at Closing?

Here are potential issues that could arise during a home purchase. Make sure you hire a licensed realtor to avoid these issues.

Can break down due to lack of maintenance, or hidden pre-existing issues, leading to costly repairs or replacement.

May deteriorate over time due to weather, wear and tear, or neglect by previous homeowners, causing leaks and structural problems.

Leaks or clogs can occur from worn-out pipes, poor maintenance, or concealed issues that may surface after purchase.

May fail due to lack of maintenance, resulting in cold showers and unexpected expenses to replace it.

Issues might arise from outdated wiring, overloaded circuits, or unsafe DIY modifications, posing safety hazards.

Clogs or damage may develop over time, often due to tree roots invading pipes or general wear and tear.

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Infestations can occur in damp, poorly ventilated areas, often due to water leaks or inadequate ventilation, and may remain hidden until after purchase.

Can result from your credit score, market conditions, or lender practices, leading to higher monthly payments.

They may offer unfavorable terms, hidden fees, or pressure you into a quick sale.

Some real estate agents may not strictly adhere to ethical standards, potentially prioritizing their interests over yours.

If your realtor does not fulfill their fiduciary duty, they may not act in your best interests during negotiations or transactions.

Can occur if you’re not well-informed about the market or if you’re caught up in a competitive bidding situation.

Loyalty

Confidentiality

Disclosure

Obedience

Reasonable care and diligence

Accounting

Have you ever felt pressured by a real estate agent telling you, 'Now is the best time to buy'?

We’re here to assist you in making informed decisions by providing REAL DATA about the area in your local housing market!

Exploring Local Market Data​

Delve into tools and resources that provide insights on median home prices, sales volumes, and inventory levels.​

Understanding Neighborhoods

Every area is unique! Consider future development plans, crime rates, school rankings, and access to public services during your research.

Ultimately, empower yourself with knowledge! Stay immune to pressure and instead, make an informed decision that aligns with your financial and personal circumstances.
Decoding the Housing Market: Your Guide to Informed Home Buying

How We Use Data to Help You Make an Informed Decision

Let’s understand your financial situation, including your budget and down payment capabilities.

I’m all about a data-driven approach rather than simply pushing you to buy a home. We’ll dive deep into a comprehensive analysis of the local real estate market, trends, and median prices. This gives you a clear picture and helps you make informed choices.

I’ll share important market data and statistics with you, covering median home prices, average days on market, and recent sales in your preferred neighborhoods. This information will help us set realistic expectations.

Together, we’ll work on strategies to make competitive offers based on our market analysis. I’ll explain why offering a specific price or negotiating certain terms is in your best interest.

I emphasize a data-driven approach in my marketing materials and when we discuss your options. I love sharing my knowledge of the local market and its unique aspects. It’s all about the significance of data, research, and market knowledge, making you feel confident that your decisions are based on factual information.

Feel free to ask questions and express your concerns. Let’s keep the communication open and honest. Your input is invaluable, and I’m here to adapt and cater to your needs.

As you begin finding your next home checking these items off your list will provide you with a more successful home-buying experience. Our team is here to help you! Please give us your criteria for your area, home type, and what you need for your family. Our team of professionals will assist you with finding your next home.

Call or text me at 480-466-4917 or send me an email at jay@jaybrugroup.com

Jay Bru

Have Questions?

Contact us today for your queries!

REAL ESTATE NEWS

Stay up to date with Real Estate News, market changes & more...

Market Update

November 2024 Arizona Real Estate Market Update

With the elections approaching, now is an excellent time to buy in Arizona. Despite rising interest rates reaching 7%, buyers can benefit from significant builder incentives, including 4% financing and up to $10,000 in concessions. The current market presents unique opportunities, as the contract ratio is low, and there’s ample supply. Sellers are offering concessions, making this a great time to negotiate. Stay informed and seize the moment!

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